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HO Insurance & Water Heater Condition?

Posted: Tue Sep 10, 2013 8:44 pm
by mh_doni49
My HOI agent wants me to get something from a contractor telling the condition of the WH. But the plumbers I've talked with "don't do mobile homes".

What can I do?

Re: HO Insurance & Water Heater Condition?

Posted: Thu Sep 12, 2013 6:27 pm
by Greg
That's a new one. I think I would start shopping for another Insurance company, If they are going to be that knit picky over a water heater I would imagine they would do the same to deny any claim you might have.

Greg

Re: HO Insurance & Water Heater Condition?

Posted: Thu Sep 12, 2013 7:09 pm
by UmpJJ
I just had 4 stick homes insured with a new carrier, and the new carrier insisted they have an agent photograph all four exterior sides of the homes, the breaker box in each home, and the water heaters.
I think condition of the water heater is becoming important to them because bad ones have caused claims. I have no idea how a photo of the water heater can in any way tell what kind of shape it's in.

UmpJJ