Hot water heater burst
Posted: Sun Apr 27, 2008 4:09 pm
Hi,
Long story. I've been out , taking care of my mom, and when I got home after 5 days, the house was flooded w/ the hot water heater, on the outside of the house, it was rusted out, and I don't know how long it had been running.
I got the heater replaced, called insurance, and there is damage to the linoleum, floor, subfloor, sheetrock, trim outside, cabinet that holds heater, molding, rug, etc.
I meet w/ the adjuster tomorrow, and I have to go back and take care of my mom. I'm asking if there is anything I need to ask this "insurance adjuster for?" And what do I ask? The cabinets got wet, and melted in places, the outside looks like cottage cheese, the linoleum is gone, because the insurance insisted the 'Service Masters" come in and dehumidfy the place and dry it out. The new h20 heater is in the wrong place, but a vent has been put on the door,for the pilot light. What should I tell this insurance guy? I mean what to I ask for? And will he be able to show me the way? Or am I going to have to be the one to track down the people to put the linoleum in, check the subfloor, replace the insulation, replace the sheetrock, replace the "etc"????? HELP. I will look back in about hr. I have to lay down for a min. Anyone, do I ask for reimbursement for the h20 heater, the installlation, paint, molding? ETC????? I want to get as much money to fix the place back to the way it was, but I literally am living at my mom's as she is dying. So I can't be here to do it . So I'm not trying to rip insurance off , I just never had this happen, and I know I won't be able to get it all done in 4 days, before I go back. IF anyone's worked w/ a busted old h20 heater while gone on vacation, and had to deal w/ insurance, or deal w/ fixing it myself, let me know, please. Thanks .....
Barbara
Long story. I've been out , taking care of my mom, and when I got home after 5 days, the house was flooded w/ the hot water heater, on the outside of the house, it was rusted out, and I don't know how long it had been running.
I got the heater replaced, called insurance, and there is damage to the linoleum, floor, subfloor, sheetrock, trim outside, cabinet that holds heater, molding, rug, etc.
I meet w/ the adjuster tomorrow, and I have to go back and take care of my mom. I'm asking if there is anything I need to ask this "insurance adjuster for?" And what do I ask? The cabinets got wet, and melted in places, the outside looks like cottage cheese, the linoleum is gone, because the insurance insisted the 'Service Masters" come in and dehumidfy the place and dry it out. The new h20 heater is in the wrong place, but a vent has been put on the door,for the pilot light. What should I tell this insurance guy? I mean what to I ask for? And will he be able to show me the way? Or am I going to have to be the one to track down the people to put the linoleum in, check the subfloor, replace the insulation, replace the sheetrock, replace the "etc"????? HELP. I will look back in about hr. I have to lay down for a min. Anyone, do I ask for reimbursement for the h20 heater, the installlation, paint, molding? ETC????? I want to get as much money to fix the place back to the way it was, but I literally am living at my mom's as she is dying. So I can't be here to do it . So I'm not trying to rip insurance off , I just never had this happen, and I know I won't be able to get it all done in 4 days, before I go back. IF anyone's worked w/ a busted old h20 heater while gone on vacation, and had to deal w/ insurance, or deal w/ fixing it myself, let me know, please. Thanks .....
Barbara